test(acl): OpenZaak default-fills ZGW fields and posts to OpenZaak (refs #5)

Add the ACL skeleton (Application/Infrastructure/Api per §9) and failing
xUnit tests for the single operation: AclService.OpenZaakAsync must
default-fill bronorganisatie, verantwoordelijkeOrganisatie, startdatum
(clock) and vertrouwelijkheidaanduiding and delegate to the gateway; the
OpenZaakGateway must POST the zaak to OpenZaak with a Bearer JWT and the
default-filled body. Implementations throw NotImplementedException — red.

Also add ADR-0003 (default-fill strategy).

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

docs/architecture/adr-0003-default-fill.md

@@ -0,0 +1,44 @@
+# ADR-0003: ACL default-fill strategy
+
+- **Status:** Accepted
+- **Date:** 2026-06-04
+- **Deciders:** Respellion engineering
+- **Relates to:** S-04 (#5); builds on ADR-0001 (loose coupling)
+
+## Context
+
+The ACL is the only code that talks to ZGW APIs (ADR-0001 / CLAUDE.md §8.1). When the
+domain asks it to "open a zaak", the domain payload is intentionally free of ZGW
+specifics — it carries domain facts (e.g. the registrant's BSN), not OpenZaak fields. But
+OpenZaak's `POST /zaken` requires ZGW-mandatory fields: `bronorganisatie`,
+`verantwoordelijkeOrganisatie`, `startdatum`, `vertrouwelijkheidaanduiding`, and a
+`zaaktype` URL. Something has to supply those, and it must not leak into the domain.
+
+## Decision
+
+**The ACL default-fills the ZGW-mandatory zaak fields; the domain never sees them.**
+
+- `bronorganisatie`, `verantwoordelijkeOrganisatie`, `vertrouwelijkheidaanduiding`, and the
+  `zaaktype` URL come from **ACL configuration** (`AclDefaults` options) — not hardcoded,
+  not from the domain. This keeps them operationally manageable (the beheer portal will
+  edit them in S-15) and environment-specific (the seeded BIG zaaktype URL differs per env).
+- `startdatum` is derived from an injected **clock** (today's date), so it is
+  deterministic in tests.
+- The mapping from domain payload → ZGW `ZaakRequest` lives entirely inside the ACL
+  (`Application` builds the request from payload + defaults; `Infrastructure` serialises and
+  POSTs it). No other service constructs ZGW payloads or URLs.
+
+## Consequences
+
+- **Positive:** the domain stays ZGW-agnostic; ZGW knowledge is in one named place; defaults
+  are config (testable, env-specific, later editable via the beheer portal).
+- **Cost:** the ACL must be configured per environment (the seeded zaaktype URL, the
+  organisation RSINs). Missing/invalid config fails fast at the ACL boundary.
+- **Follow-ups:** mapping the BSN onto the zaak (eigenschap/rol), status transitions, and
+  documents are explicitly out of scope for S-04 and get their own slices.
+
+## Alternatives considered
+
+- **Defaults in the domain payload** — rejected: leaks ZGW concerns into the domain,
+  violating ADR-0001.
+- **Hardcoded defaults in code** — rejected: not env-specific, not operationally editable.